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2 common insurance claim issues (and how to avoid them)

29
Jul
2013
2 common insurance claim issues (and how to avoid them)

At Community Underwriting, we find there are two key incident types that commonly give rise to insurance claims for our Not For Profit clients.  Learn what they are and how to avoid them!

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Don’t Get Caught Out – Do a Quick 3 Step Policy Check

15
May
2013

It’s not uncommon for a community organisation to fall into the trap of treating their insurance as a “set & forget” purchase – that is, something they arrange and then forget all about until next year.  The danger of doing this is that a lot of things can change over the course of a year.  Instead, Community Underwriting recommends taking a little time to review your community organisation’s insurance details twice a year.  Here's a quick checklist of thing to consider.

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WHS Obligations for Volunteer Organisations

22
Apr
2013
WHS Obligations for Volunteer Organisations

One of the significant impacts of the introduction of harmonised WHS Legislation at the start of 2012 was changing the term ‘employee’ to ‘worker’, strengthening and clarifying the obligations for WHS that a Person Conducting a Business or Undertaking (PCBU) must do in relation to ensuring volunteer safety. 

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Financial Risks for NFPs: Checklist and Quick Tips

25
Feb
2013

The risks faced by Not For Profit (NFP) organisations come in many different forms.  It is the responsibility of your allocated risk manager or risk management committee to look for the processes within your organisation that could cause harm, asking the question “does this task/activity/situation/event have the potential to harm people, property, income or organisational goodwill?”. Financial risks are one of the key areas that concern Community Underwriting clients.  Here is a quick checklist to get you thinking about the financial risks that may be faced by your organisation: Does your board have access to the information required to make informed business decisions? This might include balance sheets, cash flow reports, Profit and Loss Statements, etc. Do you have appropriate procedures in place to help prevent or expose fraudulent activities? Do you have an audit process in place? Do you have set spending limits for members of your organisation? Are these ...

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