Our Team

Welcome to the team of Not for Profit insurance specialists at Community Underwriting.

Sydney Office
Unit 24 Waterview Wharf,
37 Nicholson Street,
Balmain East NSW 2041

Postal Address
P.O. Box 173 Balmain NSW 2041

Our main telephone contact is 02 8045 2580.

General enquiries can be addressed to us at

Brisbane Office
Unit 4,
151 Caxton Street,
Paddington QLD 4064

Telephone  07 3558 8478

Feel free to contact any of us with the direct contact details below:

Sarogini Millott Chief Underwriting Officer at Community Underwriting Agency

Sarogini Millott

Chief Underwriting Officer

Sarogini is part of the original team forming Community Underwriting and is an experienced insurance professional with almost 20 years experience with a range of brokers and insurer CGU.

Sarogini has been instrumental in the ongoing growth and success of our agency and has previously worked on the former CRISP Not for Profit portfolio.

Direct Line: 07 3558 8478
Nikki Hodder

Nikki Hodder


Nikki joined the Community Underwriting team in June 2016 and has more than 16  years experience in the Insurance Industry.

Her responsibilities have included the management of an inwards international portfolio as well as commercial underwriting, business development / broker service. She has worked across many lines such as property, casualty, life and reinsurance and is a valuable asset to our team

Nikki has volunteered with ProjectsAbroad helping to make a positive impact in disadvantaged communities in the South Pacific.

Direct Line: 02 8045 2584
Jacqui Scaf

Jacqui Scaf


Jacqui joined Community Underwriting in 2021 and has more than 27 years experience in the Insurance Industry.

Having previously run her own broking business she has a solid understanding of broker expectations and what we can do to help them find a solution for their clients.

Direct Line: 07 3519 4240
Emma Cook Underwriter at Community Underwriting Agency

Emma Cook


Emma joined us in 2021, having previously worked with a rural underwriting agency providing insurance solutions for brokers across a broad range of agricultural clients and activities.

Direct Line: 02 8045 2585
George Johnson Underwriter at Community Underwriting Agency

George Johnson


George joined the team in 2022 and has more than 10 years industry experience. He has previously worked in development and underwriting roles with Allianz and more recently specialist underwriting agencies NTI and ATL.


Direct Line: 07 3519 4241
Elizabeth Byrne

Elizabeth Byrne


Liz has 4 years industry experience working with a broker and specialising in developing insurance solutions for NDIS providers.

Direct Line: 07 3519 4240
Di Sluga

Di Sluga

Credit Controller

Di is the friendly voice on the phone chasing our clients and brokers to make sure we receive premiums on time to meet our obligations to insurers and to ensure that coverage remains in place.

Di has worked as a credit controller for a diverse range of industries including roles at Associated Marine and ACE / Cigna, so has a good understanding of the needs of our insurance clients.

Direct Line: 02 8045 2587

Olivia Wood

Financial Analyst

Olivia has more than 16 years’ experience in accounting / bookkeeping related roles in both the UK and Australia.

She is responsible for the review and monthly production of the Agency bordereau’s, responding to financial queries from insurers and the reconciliation of CUW’s trust accounts.

Direct Line: 02 8209 1768
Graeme Berwick

Graeme Berwick

Executive Director

Graeme is a director and one of the founding team members of Community Underwriting, transitioning the business from the former CRISP insurance facility in 2014 into today’s successful underwriting agency.

He has over 40 years experience in the insurance industry in Australia and overseas, having worked in senior roles at international insurance brokers Willis and Marsh. For the last 20 years he has run his own management consultancy and been involved as advisor, shareholder and/or principal consultant in a number of industry related businesses.

Graeme is a Board member of Meals on Wheels NSW and has been involved with the Association for more than 15 years.

Direct Line: 02 8045 2582
Les McDonald

Les MacDonald


Les has been CEO of Meals on Wheels NSW Ltd since 2002 and a director of Community Underwriting since its formation in 2014.

Prior to that he has held a number of senior roles including Executive Director for the Uniting Care Ageing and Disability Service, Head of the State Owned Corporations Division of the NSW Premiers Department and General Manager of the Maritime Service Board of NSW.

Les has been involved in a broad range of advisory roles to government, community organisations and church council.

Direct Line: 02 8219 4200