General Liability Insurance is designed to protect against legal liability to pay compensation for personal injury to a third party, or damage to property belonging to a third party, if the incident occurs in connection with your organisation.
General Liability Insurance also covers your organisation for any legal liability to pay compensation where a third party is injured (or their property damaged) as the result of negligence, products manufactured, sold, distributed or supplied by your organisation.
Additionally, Community Underwriting's General Liability Insurance includes cover for:
- Liability to volunteers who suffer injury whilst volunteering
- Legal costs and expenses incurred when defending a claim
- Liability caused by people on work experience
Note it is important to ensure that Product Liability is included in your policy if relevant. This is particularly important if you sell food or products, either as part of your day-to-day activities or as part of a fundraising effort.