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Under our unique business model, Community Underwriting allocates five percent of our annual surplus to clients that have renewed their insurances with us. Our insurer partners also continue to contribute to the pool enabling us to respond to even more worthy projects. Our grants program enables us to reinvest our client's insurance dollars back into the sector every year.

Community Underwriting is one of the first underwriting agencies in Australia to sign up to the CEO Pledge - an insurance industry initiative to demonstrate our commitment to a culture where inclusive behaviours are the norm and where everyone is accepting of diversity.

The CEO Pledge requires us to commit to ensure that when interacting with employees, everyone can expect to:

• be treated with respect, courtesy and dignity
• be treated in a manner free from discrimination and objectification
• not be harasssed, bullied or victimised
• be dealt with in an honest, transparent and legal way

The initiative was first introduced into the London insurance market by Lloyd's and has received commitment from more than 100 insurance organisations.

www.inclusiveinsurancepledge.co.uk

Australian insurance brokers have again voted Community Underwriting as the best underwriting agency to insure their Not for Profit clients. We are delighted to win the gold medal in the Insurance Business awards for the third year in a row. Brokers praised us for our staff, turnaround times and competitive premiums.

Each year Community Underwriting allocates 5% of our surplus to a small grants pool available to our clients to apply against specific projects. We continue to grow the program each year to make a real difference to as many Not for Profit clients as possible.

A resource to help Not for Profits manage the impact of Data Breach Laws